Who We Are

On Trac Finance Brokers, located in Sale, is a locally owned and operated business established in 2001. It has developed and grown into a successful Finance Broking business through a strong focus on exceptional customer service and a commitment to helping all customers, with their loans no matter how small or complicated the loan is.
On Trac Finance Brokers consistently wins the National Mortgage Brokers award for the most loans settled within the quarter in Victoria.  We are also very proud to have won the 2013 Bendigo Bank Gippsland Business Award in the category of Property, Finance and Business Service and were also a finalist in the 2015 Services, Business and Professional category.

Our Happy Customers

If it wasn’t for you Tracey I wouldn’t have my block, thanks so much for everything you have done for me. I am truly appreciative.

The house is going to be amazing when it’s done, you have an open invitation to come and stay anytime.

Thanks again for everything.


I was so so happy with the way I was treated and so grateful for the amazing help I received from Tracey and Michael. You both go above and beyond for your clients. I was so impressed.


The service you provided was professional, prompt and courteous. Compared to other lenders your service was more personal and I wouldn’t hesitate to recommend your outstanding services to others.


You Guys are AMAZING!!!!!! Thank you so much a few others should take a” leaf out of your book”.


On Trac Finance Brokers have been providing our business with excellent, professional, friendly service for 15 years. They have been there for us since we began in 2004 and supported us every step of the way with our vehicle and equipment finance needs.  We highly recommend On Trac Finance Brokers.


Our firm has engaged the services of Mark at On Trac Finance Brokers to complete the procurement of company vehicles and excavation equipment. In all instances Mark has obtained a reliable source of finance and settled all transactions within a week. This level of assistance has allowed us to commence projects on time and with the maximum efficiency.
We would have no hesitation utilising Mark to broker the finance for our next purchase.


The On Trac Team

Tracey Blore

Tracey has over 30 years’ experience in banking and finance, she worked throughout the Gippsland region for Westpac bank for almost 20 years before deciding to go out on her own and establishing On Trac Mortgage Brokers.

The business has gone from strength to strength and is one of the most successful mortgage broking firms within her Aggregator, National Mortgage Brokers; the business is continually being rewarded for the hard work through the many industry awards they receive.

Tracey’s key strength is her knowledge and understanding of how to achieve the best results for her customers, now and into the future.

Mark White

Mark was born and bred in Sale. His previous experience prior to finance broking included 13 years as a qualified accountant with a local accounting firm. As such, he believes that this experience is a great asset that assists him in his business today.

“I saw a need for a vehicle and equipment finance broker in Sale and established my own business, The Finance Edge, in 2001. In July 2018, I merged my business with Tracey Blore, thus creating On Trac Finance Brokers. We are now able to offer a wide range of finance products under the one roof, which makes it much easier for our clients to source all of their finance requirements.”

Mark’s focus on a high level of customer service ensures that his clients get the best loan product on the market suited to them.

Marie Frew

Marie has nearly ten years in the Building and Construction Industry and a number of years in the Banking and Finance sector.

What have you enjoyed most about the change to On Trac Mortgage Brokers? “I’ve enjoyed the warm, friendly and encouraging environment at On Trac and also being able  to help people to achieve their goals, it’s very rewarding watching our clients faces light up when they are told their loans have been approved.“

Marie has  completed her Certificate IV in Mortgage Broking.

Craig Munday

Craig has more than 20 years experience in Home Loans as well as small business and commercial lending. Previously working for a number of Banks, he has experience in complex loan structures across a large range industries.

“Moving into the broker space allows me to find the right product fit for my customers. I am very passionate about lending and helping businesses grow.”

Craig has completed his Diploma in Finance and Mortgage Broking.

Zac Wheeler

Zac was born and educated in Sale. His career in Finance commenced in Melbourne, working on a vast array of complex applications involving self-employed borrowers looking for their next investment property, to simple applications helping First Home Buyers purchase their first home.

Zac returned to Sale after seeking a move back to the country and his home town of Sale, bringing with him a wealth of experience.

“I enjoy educating our clients on how they can make finance work for them, and explaining all options in a way that is easy to understand”

On Trac Finance Brokers

164 Raymond St
Sale Vic 3850
Phone: 03 5144 1866
Fax: 03 5144 1899

On Trac Finance Brokers

164 Raymond St
Sale Vic 3850
Phone: 03 5144 1866
Fax: 03 5144 1899