Types of Loans

Basic Home Loan

A standard loan charged at a standard variable interest rate. These types of loans, generally have little to no fees applicable.

Construction Loan

A construction loan is specific to borrowers who want to build a new home or renovate an existing home. A construction loan is paid out in increments at specific times when the ‘build’ achieves a certain milestone. Interest rates on this type of loan are charged only on the amount that you have currently borrowed.

Investment Property Loan

An investment loan is a type of loan that someone might use to buy an investment property. It can be a solution for people who want to buy a property and rent it out in order to receive an income.

Finance for Business Vehicles

If you are looking to purchase a new or used vehicle to be used in your business or employment purposes, On Trac Finance Brokers have access to the best products on the market today. On Trac Finance Brokers are accredited with the leading business vehicle financiers, which guarantees that you not only receive a product that is tailored to the needs of your business, but you will have access to the lowest interest rates available on the market. With flexible loan terms and a wide array of products available, On Trac Finance Brokers have a product suitable for you and your business.

Equipment Finance

As a specialist in business equipment finance, we offer a wide range of products designed to cover any requirement that you may have. We provide tailored solutions at very competitive interest rates for all types of new and used equipment, including equipment such as trucks and trailers, mobile cranes, logging equipment, drilling rigs, and more.

Finance for Personal Use Vehicles

If you are looking to purchase a new or used vehicle for your personal use, On Trac Finance Brokers have access to a wide array of leading vehicle financiers which ensures you are not only receiving a specialized product designed to meet your individual needs, but you also have access to the lowest interest rates available on the market. With flexible loan terms of up to 7 years and repayments being able to be made fortnightly or monthly via direct debit, On Trac Finance Brokers have the product for you.

Business & Commercial Finance

Competition in the business finance industry has resulted in an overwhelming array of facilities, products, and choices. Finding the right product can involve a lot of time and frustration, but with access to the leading business financiers, On Trac Finance Brokers will find the right product for you. We provide tailored solutions for all finance, including commercial properties, rural and farming properties, refinancing of existing business finance, debtor funding, and more.

Insurance Premium Funding

A healthy cashflow is very important in running a successful business. Why tie up thousands of dollars in paying your business or WorkCover premiums upfront? Alternatively, why not fund your premium over 8 to 12 months? On Trac Finance Brokers have access to the leading premium insurance financiers who fund your insurance and allow you to spread your premium over 8 to 12 manageable monthly repayments.

On Trac Finance Brokers

164 Raymond St
Sale Vic 3850
Phone: 03 5144 1866
Fax: 03 5144 1899
admin@otfb.com.au

On Trac Finance Brokers

164 Raymond St
Sale Vic 3850
Phone: 03 5144 1866
Fax: 03 5144 1899
admin@otmb.com.au